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Budget for Merchant Fee's?

  • April 27, 2026
  • 2 replies
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We are trying to better budget for the Card Pointe Merchant fee's when clients pay by the Customer Portal. Night Light charges a 3% Processing Fee for Credit Card Payments. Card Pointe charges a 3.5% processing fee, but there are also other service charges and fee's. Is there a "rule of thumb" or recommendation on how to budget for these fee's?

Best answer by Brian Night Light

Thank you for the response Baraica!  I will look into that! 

    2 replies

    baraica
    Community Manager
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    • baraicaCommunity Manager
    • Community Manager
    • April 27, 2026

    Hi ​@Brian Night Light- Some recommendations include review costs for processing fees from last year and determine percentage of total annual revenues. You can increase markup factors to recoup that amount plus a buffer. You should also review quarterly and make adjustments as necessary.

    Briz, Community Moderator
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    Thank you for the response Baraica!  I will look into that! 

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